Tesco Clubcard customers can get £12 bonus thanks to 1 rule | Personal Finance | Finance

There is a way for Tesco shoppers to get a lovely £12 bonus with one simple rule. The supermarket offers a range of benefits for those who use the Clubcard, but there is one that many customers might not know about. When taking part in Tesco’s Clubcard Christmas Savers, customers can build up their earned vouchers from using their Clubcard throughout the year and use them for their festive shopping.

The scheme, which collects and stores vouchers throughout the year, is popular with those who want to build serious spending power for the busy Christmas season, when they are likely to buy turkey, sides, gifts, party food and festive desserts. The 2026 savings scheme is now open for Clubcard holders, and customers can sign up to it in a few simple steps through the Tesco website or app. To get the extra £12 to spend at Christmas, there is one more step to take.

Savers simply need to top up Christmas savings online via the Tesco app or Clubcard website to get a bonus of up to £12. The money is held in a trust until Tesco sends vouchers to its customers in their November Clubcard statement.

Customers need to top up between £200 and £360 to get the £12 bonus. There is also a £6 bonus for customers who top up their Christmas Clubcard Savings between £100 to £199.

Those who top up between £50 to £99 get a £3 bonus, while those who top up between £25 and £49 get a £1.50 bonus. The scheme is open top join until October 2026.

Those who download the Tesco Clubcard app and sign into their account will see a banner for the savings offer on their screen. They simply need to click ‘Start saving’ to join it.

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Following that, they will find the top-up bonus section, where they can select an amount they would like to top up their festive savings by. Customers can log in at any time to view their savings summary, which includes their total top-up and any bonuses they have been awarded.

Those using the scheme can top up their savings with their own money to a maximum of £360.

Savers should note that once they sign up to the Tesco Clubcard Christmas Savings, any new Clubcard vouchers collected throughout the year, plus any top-up and bonus vouchers. This means that they can’t spend them throughout the year, and need to wait until they are dished out ahead of the festive season.

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