DWP rule change as Universal Credit £429 add-on now for two groups | Personal Finance | Finance

Since 6 April, the criteria for who qualifies for this top-up has changed, with two separate rates now introduced. Only two very specific groups of disabled people will be entitled to the higher rate, while others will receive just half of the additional payment.

Previously, claimants had to undergo a Work Capability Assessment to determine whether they were eligible for the extra payment and whether they were required to actively seek work or face sanctions. The payment was worth £423.27 for all those who qualified.

The higher rate is now worth £429.80, while the lower rate stands at just £217.26, roughly half of the former payment. Which rate you receive depends on the nature of your health condition and when you declared it.

To be eligible for the higher rate, you must fall into one of two categories:

  • Have a severe health condition or disability that’s unlikely to change
  • Nearing the end of your life

If your condition is considered less severe or has the potential to improve over time, you will receive the lower rate. However, this applies only to those who make a claim after 6 April, 2026.

All of the following must apply for you to qualify as having a severe, lifelong condition according to Government guidance:

Should you be assessed as having a severe, lifelong condition during the Work Capability Assessment, you will typically not be required to undergo another assessment. If you are approaching the end of life, you won’t need to have a WCA at all.

If you live with your partner and you both have LCWRA, you’ll only receive one extra monthly amount. Should just one of you be entitled to the higher amount, that is what you will receive.

When applying for Universal Credit, you’ll need to report if you have a health condition or disability. This can include details like:

  • Needing supporting in work
  • Work needs to be suitable for your needs
  • You are unable to work temporarily or long term because of your health

While claiming Universal Credit, you must report any change in your circumstances without delay. This includes any improvement or deterioration in your health condition, or if you receive a new diagnosis.

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